Home Loan : How to take Home Loan?


 How to take Home Loan?
·      Purpose:
1.    To Renovate Home
2.    To buy a home


home loan eligibility from Bank
Depending upon the liability but normally 55-60 % of monthly salary. Your have to fill loan application for applying home loans in india like SBI Home Loan, bajaj finserv loan


·      Civil Score

·      Tenure
Maximun 30 years depending upon current age.

Documents Required / how do i get home loan

KYC
Pan card
Aadhaar Card
Photographs
Builder Buyer Agreement
2 Year Financials

But SBI home loan is one the best option for home buyers. Always try for low home loan EMI.


·      ROI
Maximum 8.35-8.4%

·      Processing fees
For Salaried – 10K+GST
Self Employed - .50% + GST Negotiable

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